Thinking about buying a home and hoping for another mortgage rate drop after the Fed’s January meeting? Don’t hold your breath—experts say it’s unlikely this time. Instead of waiting for a magic rate cut, savvy buyers are shopping around now, comparing lenders, and boosting their credit scores to snag rates under 6%. Sometimes, a bigger down payment or just timing your application right can save you thousands. Don’t wait for the Fed—get proactive! #RealEstate #MortgageRates #HomeBuying