Ever checked your credit report and found cards you never opened—only to realize your mom did it "for emergencies"? Oof. Besides the family drama, this can tank your credit score and mess with your money goals. The move: have a calm chat, set clear boundaries, and suggest a joint emergency fund instead. If she keeps at it, freeze your credit to protect yourself. Your financial future is worth the awkward convo! #Business #MakeMoney #MoneyLifehacks