Ever wonder why that $500,000 home feels just out of reach, even with a solid income? It’s not just the price tag—lenders have a hidden income line you need to cross, thanks to strict budget math and today’s high mortgage rates. Even if you’re making six figures, debts like car loans or student loans can quietly push you below the bar. Pro tip: pay down debt and save up for a bigger down payment to boost your chances! #RealEstate #HomeBuying #MoneyHacks