Ever feel like you’re still paying for last year’s Christmas gifts? Turns out, you probably are—Americans are carrying over $11,000 in credit card debt on average, and a lot of it is from holiday spending. With prices up and paychecks stretched, more folks are swiping cards for everyday stuff like groceries and gas. The catch? High interest rates mean that holiday cheer can haunt your wallet for months. Maybe it’s time to rethink the gift list this year! #Business #MakeMoney #MoneyHacks