Turns out the famous 4% rule for retirement spending isn’t set in stone. Bill Bengen, the guy who created it, now says many early retirees could safely start closer to 4.7%—as long as they’re willing to tweak things if the market or inflation gets wild. If you’re living ultra-frugal in your 40s or 50s, you might be missing out on fun you can actually afford. Time to rethink that budget! #Business #MakeMoney #retirement