Ever notice how your bills seem to jump in January? If you’re retired or on a fixed income, those surprise charges—like Medicare resets, higher utility rates, and bank fees—can really sting. It’s not just you: companies love to roll out new fees at the start of the year, and seniors feel it most. Quick tip: review your statements and cancel unused subscriptions now to dodge the worst of the winter wallet drain. Stay sharp and share your fee-fighting hacks! #Business #MakeMoney #MoneyLifehacks