Watching home insurance bills skyrocket in Indianapolis—especially in historic neighborhoods like Woodruff Place—has become the new normal. Some folks have seen their premiums jump over 70% since 2018, with one neighbor’s bill climbing 18% just last year. It’s not just about the money; older homes are getting harder to insure, and switching companies isn’t always an option. Severe weather, inflation, and rising construction costs are all pushing rates up, and experts warn this could keep getting worse. How are you handling these increases? Are you cutting coverage, shopping around, or just hoping for the best? Let’s share what’s working (or not) for us. #RealEstate #Indianapolis #HomeInsurance