Imagine being prepped for surgery—IV in, fasting done—only to learn your insurance won’t cover it at the last minute. That’s what happened to Susan Epstein at The Miriam Hospital, right here in Providence. She found out her UnitedHealthcare Medicare Advantage plan was suddenly out-of-network, turning a $430 copay into a $12,000 bill. She’s not alone; many Rhode Islanders are scrambling after a contract dispute between Brown Health and UHC left thousands without coverage at local hospitals. Has anyone else run into last-minute insurance surprises like this? How are you navigating these sudden changes? #Health #BodyHealth #Providence