Ever wonder how high-earning retirees keep their nest eggs growing without getting slammed by taxes? The secret: tax-free ETFs loaded with municipal bonds. These funds, like VTES and SUB, let you skip the stock market rollercoaster and still collect steady, tax-free income. California folks, VCLAX is your golden ticket—just watch out for rate swings. It’s like putting your money in a chill, low-drama savings club instead of a wild casino. Smart move if you want to relax, not stress, in retirement! #Business #Market #RetirementHacks