Uri Levine, the mind behind Waze, says the real game-changer isn’t flashy spending—it’s starting your retirement savings at 18. He’s betting on tech like Pontera to help people manage their 401(k)s smarter, but is the compound effect really the secret sauce? Are we missing out if we don’t start young, or can smart tech help late starters catch up? Let’s debate: is early investing the only path, or can innovation level the playing field? #Tech #TechDebate #Fintech