Why Do Americans Never Feel Secure Enough to Retire? 😩🇺🇸

I'm a 24-year-old woman living in Spain, and lately, I've been so stressed about my future at work. I've managed to save 22k over the last two years, putting away more than 40% of my salary each year. If I keep this up, I could reach 500k by my 40s, which should be enough to retire comfortably here. But when I talk to my American colleagues, they're always worried that even a million dollars isn't enough to retire! I get that healthcare is different in the US, but I can't help but feel anxious—am I missing something? Is my plan too optimistic, or are we just living in totally different worlds? Workplace pressure and uncertainty about the future are really getting to me. Has anyone else felt this way? I could really use some advice from people who've been through this. 😕💬 #JobCareer #CareerPlanning #Retirement