New Teaching Job Has Me Spiraling Over Retirement Planning 😰

Hey everyone, I'm really struggling here and need some perspective 😔 I just started my new teaching position (35f, married with two kids), and I'm completely overwhelmed by all the retirement benefit decisions I have to make. HR keeps pushing me to finalize my pension contributions and 403(b) elections, but I'm paralyzed by uncertainty. Should I even count on Social Security being there when I retire? What about this pension they keep talking about - I don't even know if I'll last 15 years in education! The financial planning is consuming my thoughts during work hours, and I can tell it's affecting my teaching performance. I've been using planning tools to model different scenarios, but every projection shows something different. My colleagues seem so confident about their choices, while I'm here second-guessing everything. The stress is keeping me up at night, and my family is starting to worry. How do you handle retirement planning anxiety without letting it destroy your work focus? I feel like I'm drowning in decisions I don't understand 😭 #TeacherStruggles #RetirementAnxiety #WorkplaceStress #JobCareer