Ever feel like your credit card is charging you rent just to use your own money? With rates near 22%, those little balances can turn into big headaches fast. Here’s the hack: move your debt to a 0% balance transfer card and get up to 21 months interest-free—just watch out for transfer fees and have a payoff plan. Or, pay your card off in full each month and skip interest altogether. The key? Act fast before those interest charges snowball! #MoneyHacks #DebtFree #CreditCardTips #Business #MakeMoney