Why Is Social Security Ignored in FIRE Planning?! 😱

Hey everyone, I’m Sarah, and I’ve been stressing over my early retirement plans lately. I’m super focused on reaching financial independence, but there’s one thing that keeps bugging me: why do so many people ignore Social Security when calculating their wealth and income for FIRE? At work, I hear colleagues talk about 401(k)s, IRAs, and investments, but Social Security barely gets a mention. It makes me anxious—am I missing something important, or is there a reason it’s left out? I feel lost and worried that my planning isn’t as solid as I thought. Has anyone else struggled with this? I’d love to hear your thoughts or advice on whether I should count Social Security in my calculations. Please help me figure this out! 🙏 #FinancialPlanning #Retirement #WorkplaceAnxiety #JobCareer