So, Social Security and Medicare are running out of cash faster than expected—think of it like your favorite coffee shop running out of oat milk before noon. By 2034, Social Security might only pay out about 81% of what’s promised, and Medicare could cover less, too. If you’re counting on these for your future, it might be time to start a backup savings plan or rethink your retirement timeline. No big fixes are in sight yet, so best to plan like you won’t get the full scoop! #SocialSecurity #RetirementPlanning #MoneyHacks #Business