Ever tried a no-spend challenge and ended up splurging on payday? Turns out, going cold turkey on spending is like crash dieting for your wallet—fun at first, but it usually leads to a binge. Financial experts say these viral trends can leave you feeling guilty and even more broke. Instead, try tracking where your money actually goes (hello, daily coffee runs!) and set aside a little each month. Slow and steady wins the savings race! #MoneyHacks #PersonalFinance #Budgeting #Business