Ever wondered what happens if you park $20K in a short-term CD right now? You could snag up to $880 in a year, just by letting your cash chill—no stock market rollercoaster, no drama. The twist? Short-term CDs are paying more than long ones for once, so you don’t have to lock up your money forever. If you want access to your cash, high-yield savings are a solid backup, but rates can change fast. Shop around, but don’t snooze—these deals might not last! #MoneyHacks #SmartSaving #CDRates #Finance