Ever felt house-rich but cash-poor? Eileen Perry was in that exact spot—no income, bills piling up, and credit cards maxed out. Instead of a loan, she tried a home equity agreement: she got cash upfront by trading a slice of her home's future sale price. No monthly payments, just peace of mind and groceries on the table. The catch? She’ll owe a chunk when she sells, but for her, it was worth the breathing room. If you’re stuck, your home’s value might be your secret weapon! #HomeEquityHacks #MoneyLifehacks #PersonalFinance #RealEstate