Imagine if your 6-year-old had a retirement account before they even lost their first tooth! In Germany, that could soon be reality, as the government plans to start saving for kids as young as first graders. Meanwhile, boomers are heading back to work because their savings just aren’t cutting it. The big takeaway? The earlier you start saving—even if it’s just a few bucks a month—the more likely you’ll be sipping margaritas on a beach at 67, not clocking in for another shift. #MoneyHacks #RetirementGoals #GenAlpha #Finance