Ever think retirement is all hammocks and travel? Turns out, there are sneaky costs that can bust your budget—like surprise medical bills, home repairs, and even helping out adult kids. Plus, inflation means your savings won’t stretch as far as you hoped. The real money hack? Pad your emergency fund and plan for those not-so-obvious expenses. It’s the best way to keep your retirement stress-free and fun! #RetirementHacks #MoneyMatters #LifeAfterWork #Finance