Student loan rules are changing faster than your coffee order! If you’ve got federal loans, you might still score forgiveness—especially if you work in public service or stick with income-based payments. But private loan holders? No magic eraser yet, but you can still ask your lender for help or try refinancing. The real hack: know your loan type and ask about every option, even the ones buried in the fine print. Don’t just hope—get nosy and take action! #StudentLoans #DebtHacks #MoneyTips #Finance