Ever wonder how many people actually hit that $1 million retirement goal? Turns out, just 3% of Americans have cracked the seven-figure mark in their nest egg. Most folks are way below that, with the average savings around $340K. The big divide? Higher earners and college grads are way ahead, while most middle-income families have less than $80K saved. If you want to join the millionaire club, experts say aim to save 10-12 times your salary by retirement—easier said than done, but every bit counts! #RetirementGoals #MoneyTalk #PersonalFinance #Finance