Why Your Neighbor's Mortgage Rate Is Lower

Ever wonder why your friend in New York brags about their mortgage rate while yours feels sky-high? Mortgage rates actually change depending on where you live, thanks to local lender competition and state rules. Right now, states like NY and CA are seeing the lowest rates, while places like Alaska and Hawaii are pricier. Pro tip: Don’t just grab the first rate you see—shop around! Even a small difference can save you big bucks over time. #MortgageTips #HomeBuying #MoneyHacks #RealEstate