Should You Take a Mortgage Buy-Down?

Thinking about snagging a lower mortgage rate? Dave Ramsey says mortgage buy-downs are only a win if the seller or builder pays for it. With more homes on the market and sellers getting flexible, you might score a deal where someone else covers your rate discount for a few years. But if you’re paying the upfront fee yourself, it’s not really a bargain—just prepaying your own interest. Instead, try negotiating the price down or look for other perks! #HomeBuyingTips #MortgageHacks #RealEstate