Retiring at 62: Will My Social Security Take a Hit? 🤔

Lately, I've been losing sleep over my retirement plans. After decades of grinding it out in the corporate world, I’m eyeing the exit at 62. But here’s the kicker: I’ve always earned well, and my 35 highest-earning years are solid—no zeros, no gaps. Still, when I run the numbers, taking Social Security at 62 slashes my benefits, even though my earnings are high. So, if I stop working at 62 but hold off on claiming Social Security until 67 or even 70, will my benefit still be based on those strong earning years? Or will those extra years of not working drag my average down? I’m honestly confused and a bit anxious. Has anyone else faced this dilemma? I’d really appreciate your advice or any personal experiences you can share. Sometimes, the more I plan, the less I know! 😅 #RetirementPlanning #SocialSecurity #CareerAdvice #JobCareer