How Much Cash Should You Really Carry?

Ever had your card declined or your phone die at the worst time? Money pros say it’s smart to keep $50–$100 in your wallet for those just-in-case moments—think tipping, parking, or when tech lets you down. Cash use is slipping, but it’s still your best backup when digital payments fail. Don’t carry more than you’d be sad to lose, but a little cash can save you from awkward moments (and get you home when your phone’s dead). #MoneyHacks #PersonalFinance #LifeSkills #Finance