Ever wonder if your debit card is holding you back? A Redditor with a killer credit score realized he was missing out on free money—literally—by not using a cash back credit card. If you pay off your balance each month, you could be pocketing hundreds just for buying your usual groceries or gas. Plus, credit cards often have perks like fraud protection and travel insurance. If you’re responsible with spending, it might be time to swap your debit for a rewards card and let your purchases pay you back! #MoneyHacks #CreditCardPerks #SmartSpending #Finance