Turns out, if you’re under 65 and on Medicare without any extra coverage, you’re way more likely to hit financial and access roadblocks when you need care. But if you’re dual-eligible (Medicare + Medicaid), those problems basically disappear. The study’s lead, Emma Achola-Kothari, PhD, says there’s a big gap in how protected people are—so if you know someone in this boat, supplemental coverage is a game-changer! #Medicare #HealthcareAccess #HealthPolicy #InsuranceMatters