Anyone Else Navigating High Deductibles?

My girlfriend's pregnant and we're looking at a $3500 deductible plus a 20% copay. It's honestly overwhelming trying to figure out what we'll actually end up paying. Has anyone else dealt with this? Any tips for budgeting or things to watch out for? Would love to hear how others managed these costs! #PregnancyJourney #HealthInsurance #Budgeting #Health #BodyHealth