Federal student loan rates are finally dipping for the 2025-26 school year! Undergrads will see rates drop to 6.392%, grads to 7.942%, and PLUS loans to 8.942%. It’s not a huge cut, but with over 42 million people juggling student debt, every bit helps. Remember: these new rates only apply to loans taken out after July 1, 2025. If you’re borrowing soon, this could mean a little less stress on your wallet! #StudentLoans #CollegeFinance #MoneyMatters #DebtRelief #Education