Insurance Rep Gave Wrong Info, Huge Bill Now

Was told by my insurance rep that my hospital was in-network. Turns out, it wasn’t. Had my baby there and now I’m stuck with a massive bill I never expected. I double-checked everything, but trusted what they said on the phone. Now insurance says it’s my responsibility. Honestly, it’s overwhelming and feels so unfair. I just wanted to focus on my newborn, not fight with insurance. Anyone else been through this? What did you do? #InsuranceNightmare #UnexpectedBills #NewMomStruggles #Health #MentalHealth