Ever wonder what financial pros spot first when someone’s money habits go off the rails? It’s not fancy investments or shopping sprees—it’s good old credit card debt. If you’re not paying off your card every month, that’s a big red flag you’re living beyond your means. The fix? Trim those extra expenses (maybe ditch a streaming service or two), track your spending, and pay off your card weekly to keep yourself honest. It’s like spring cleaning, but for your wallet! #MoneyHacks #CreditCardTips #Budgeting #PersonalFinance #Finance