Why Your Neighbor’s Refi Rate Is Lower

Ever wonder why your friend in New York brags about their low mortgage refi rate while yours in Nevada is sky-high? Turns out, where you live can seriously impact your rate—thanks to local lenders, state rules, and even average credit scores. Rates are bouncing around lately, so if you’re thinking about refinancing, don’t just grab the first offer you see online. Shop around and compare, because those teaser rates are rarely what you’ll actually get! #MortgageTips #Refinance #HomeFinance #MoneyHacks #RealEstate