Ever wonder why your credit card company seems extra cautious lately? Even though people are still swiping away at stores and online, big banks like JPMorgan and Citi are quietly stashing billions just in case the economy takes a turn. While we’re spending more on groceries and less on vacations, banks are bracing for more missed payments. So, if you’re carrying a balance, now’s a good time to check your budget—your card company is already prepping for stormy weather! #MoneyTalks #CreditCardTips #SmartSpending #PersonalFinance #Finance