Ever feel lost picking stocks? Here’s a money hack: ETFs are like the all-you-can-eat buffet of investing—grab a little of everything without sweating the details. Right now, the Vanguard S&P 500 ETF (VOO) is the go-to for steady growth, the Vanguard Utilities ETF (VPU) is your rainy-day fund (think: power bills always get paid), and Schwab’s Dividend ETF (SCHD) is for those who love getting paid just for holding on. Diversify, chill, and let your money work while you sip your coffee! #Investing101 #MoneyHacks #ETF #PersonalFinance #Business