Thinking about kicking back in 20 years? Before you start dreaming of endless vacations, make sure you’ve got your money moves sorted. First, figure out how taxes will hit your retirement cash—where you live and when you withdraw can make a big difference. Next, update your will and beneficiaries, especially after big life changes. Finally, don’t rush to claim Social Security; waiting could mean bigger monthly checks. A little planning now means more freedom later! #RetirementPlanning #MoneyHacks #LifeGoals #SmartMoney #Finance