I crunched the numbers, and wow… $100K in the U.S. isn’t what it seems. After taxes, insurance, and retirement, take-home pay is around $5.8K/month. Then comes the spending: 🏠 Rent/mortgage: $2K 🍽️ Food & fun: $2K 🚗 Car payment: $1K That leaves about $800. One trip, a splurge, or even a Costco run? Poof, gone. And don’t even get me started on tipping—every meal out adds up FAST. Sure, earning in USD is great when traveling abroad, but day-to-day? Expenses stack up quickly. Anyone else feeling this? #paycheck #costofliving