Credit card debt is still sky-high, even though it dipped a bit this year. If you’re like me and tired of watching interest pile up, don’t wait for the Fed to swoop in with a rate cut—it won’t make much difference. Instead, start looking at your options now. Not all debt relief plans are the same, so check what you qualify for and don’t assume you’re eligible for everything. Being proactive can save you serious cash in the long run! #DebtFreeJourney #MoneyHacks #CreditCardTips #Finance