Mortgage Rates Drop—Is It Time to Refi?

Heads up, home shoppers! Mortgage rates just took a dip—30-year loans are down to 6.85%. That means your monthly payment could shrink if you lock in now. If you’re feeling bold (and can handle higher payments), a 15-year mortgage saves you even more on interest in the long run. The catch? Rates probably won’t drop much more soon, so if you’ve been waiting to refinance or buy, this might be your window. Crunch your numbers and see if it’s worth making a move! #mortgagerates #homebuying #refinance #RealEstate